Covid-19 Mortgage Wellness Check — Act Today Help is available through the NYS Office of the Attorney General’s Homeowner Protection Program (HOPP) at no cost to you. If you are a NYS homeowner struggling to make payments, or in a forbearance agreement with your services, know your options. You may qualify for new local or federal assistance. Beware of scams and of companies asking for payment to help with your mortgage Before you give up your home, have your mortgage checked by a qualified professional for free. Call the NYS HOPP Toll-Free Hotline at 1-855-HOME-456 (1-855-466-3456) or go to homeownerhelpny.org to get connected with a non-profit in your area.